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"By issuing new rules, the regulator has removed uncertainties faced by banks regarding the development of online lending and created conditions for banks to more actively engage in this type of business. The banks that used to have a wait-and-see attitude toward online lending or conservative attitudes toward innovation are likely to increase investment in this respect," Zeng said.

"China has brought tangible changes and benefits to the African society through improving local infrastructure, building schools and hospitals, and offering training courses," she said.

"China has been dedicated to poverty reduction and has made considerable progress, having contributed substantially to global poverty reduction efforts," she said.

"Chief among them are political and social instability, closed borders limiting the movement of people and capital, an unfavorable business environment, difficulties in accessing credit by small and medium-sized businesses, disruptive technologies, harsh weather and lack of infrastructure," says Robert Kagiri, a lecturer at the Institute of Diplomacy and International Studies at the University of Nairobi in Kenya.

"China is a market full of possibilities. We believe that it will become one of our largest markets globally," she added.